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Gadget Insurance

Gadget insurance can protect you against theft, loss, accidental damage. Some of the Gadget can include:

• E-readers
• Mobile telephones
• Tablets
• Smart watch
• Laptop
• Digital camera

0121 554 3566
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Gadget Insurance £500 Limit: from £65.00 Including fees and IPT

Premium is based on October 2019 and subject to change

Summary

Up to £500 Per Claim (max 2 claims per year) covering repair or replacement after damage, theft, loss or breakdown. The Limit selected must represent the highest value item that needs to be insured. Covers all portable gadgets that are less than 36 months old at the time the policy is taken out including mobile phone (including iPhone), iPad, Tablet, satellite navigation unit, iPod, MP3 player, laptop, camera, portable DVD player, portable gaming consoles, or LCD monitors or phablets. Cover includes unauthorised calls, texts or data use up to £2500. Use of gadgets anywhere in the world up to a maximum of 90 days in total, in any single 12 months period

Exclusions

  • Any more than 2 claims within the 12-month policy period.
  • Gadgets must not be left unattended and force must be used to gain entry.
  • Security conditions apply when in unattended vehicle.
  • Breakdown excludes laptops. Valid proof of purchase within the UK is required.
  • Gadgets must be less than 36 months old at the time the policy is taken out.
  • Accessories not covered.
  • Please note conditions apply to reporting theft and loss of mobile phones to phone provider. Goods purchased outside UK and 2nd hand goods are NOT covered.
  • Excess £25 if Gadget < £250, £50 if Gadget Valued between £251 – £749 and £75 if Gadget valued at £750+ (Values determined when Gadget was new) Any gadget that has a value exceeding the limit selected, will not be covered.
  • 14 Day waiting period doesn’t apply if gadget less than 6 months at the time of insuring it.

 

 Gadget Insurance £1000 Limit: from £80.00 Including fees and IPT

Premium is based on October 2019 and subject to change

Summary

Up to £1000 Per Claim (max 2 claims per year) covering repair or replacement after damage, theft, loss or breakdown. The Limit selected must represent the highest value item that needs to be insured. Covers all portable gadgets that are less than 36 months old at the time the policy is taken out including mobile phone (including iPhone), iPad, Tablet, satellite navigation unit, iPod, MP3 player, laptop, camera, portable DVD player, portable gaming consoles, or LCD monitors or phablets. Cover includes unauthorised calls, texts or data use up to £2500. Use of gadgets anywhere in the world up to a maximum of 90 days in total, in any single 12 months period

Exclusions

  • Any more than 2 claims within the 12-month policy period.
  • Gadgets must not be left unattended and force must be used to gain entry.
  • Security conditions apply when in unattended vehicle.
  • Breakdown excludes laptops.
  • Valid proof of purchase within the UK is required.
  • Gadgets must be less than 36 months old at the time the policy is taken out.
  • Accessories not covered.
  • Please note conditions apply to reporting theft and loss of mobile phones to phone provider.
  • Goods purchased outside UK and 2nd hand goods are NOT covered.
  • Excess £25 if Gadget < £250, £50 if Gadget Valued between £251 – £749 and £75 if Gadget valued at £750+ (Values determined when Gadget was new) Any gadget that has a value exceeding the limit selected, will not be covered.
  • 14 Day waiting period doesn’t apply if gadget less than 6 months at the time of insuring it. the time of insuring it.

 

Gadget Insurance £1500 Limit:                        From £90.00

Premium is based on October 2019 and subject to change

Summary

Up to £1500 Per Claim (max 2 claims per year) covering repair or replacement after damage, theft, loss or breakdown. The Limit selected must represent the highest value item that needs to be insured. Covers all portable gadgets that are less than 36 months old at the time the policy is taken out including mobile phone (including iPhone), iPad, Tablet, satellite navigation unit, iPod, MP3 player, laptop, camera, portable DVD player, portable gaming consoles, or LCD monitors or phablets. Cover includes unauthorised calls, texts or data use up to £2500. Use of gadgets anywhere in the world up to a maximum of 90 days in total, in any single 12 months period

Exclusions

  • Any more than 2 claims within the 12-month policy period.
  • Gadgets must not be left unattended and force must be used to gain entry.
  • Security conditions apply when in unattended vehicle.
  • Breakdown excludes laptops.
  • Valid proof of purchase within the UK is required.
  • Gadgets must be less than 36 months old at the time the policy is taken out.
  • Accessories not covered.
  • Please note conditions apply to reporting theft and loss of mobile phones to phone provider.
  • Goods purchased outside UK and 2nd hand goods are NOT covered.
  • Excess £25 if Gadget < £250, £50 if Gadget Valued between £251 – £749 and £75 if Gadget valued at £750+ (Values determined when Gadget was new) Any gadget that has a value exceeding the limit selected, will not be covered.
  • 14 Day waiting period doesn’t apply if gadget less than 6 months at the time of insuring it. at the time of insuring it.

 

Gadget Insurance £2500 Limit:  from £125.00 Including fees and IPT

Premium is based on October 2019 and subject to change

Summary

Up to £2500 Per Claim (max 2 claims per year) covering repair or replacement after damage, theft, loss or breakdown. The Limit selected must represent the highest value item that needs to be insured. Covers all portable gadgets that are less than 36 months old at the time the policy is taken out including mobile phone (including iPhone), iPad, Tablet, satellite navigation unit, iPod, MP3 player, laptop, camera, portable DVD player, portable gaming consoles, or LCD monitors or phablets. Cover includes unauthorised calls, texts or data use up to £2500. Use of gadgets anywhere in the world up to a maximum of 90 days in total, in any single 12 months period

Exclusions

  • Any more than 2 claims within the 12-month policy period.
  • Gadgets must not be left unattended and force must be used to gain entry.
  • Security conditions apply when in unattended vehicle.
  • Breakdown excludes laptops.
  • Valid proof of purchase within the UK is required.
  • Gadgets must be less than 36 months old at the time the policy is taken out.
  • Accessories not covered.
  • Please note conditions apply to reporting theft and loss of mobile phones to phone provider. Goods purchased outside UK and 2nd hand goods are NOT covered.
  • Excess £25 if Gadget < £250, £50 if Gadget Valued between £251 – £749 and £75 if Gadget valued at £750+ (Values determined when Gadget was new) Any gadget that has a value exceeding the limit selected, will not be covered.
  • 14 Day waiting period doesn’t apply if gadget less than 6 months at the time of insuring it.

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