DJS House, 183 Holyhead Road, Birmingham, West Midlands, B21 0BD

Tenants Insurance

What most tenants are not aware of is that it is the tenant’s responsibility to ensure that they have their own contents and/or tenants liability insurance.

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Standalone Tenants Liability Insurance

The policy will offer the following basis of settlement following damage caused by you:

  • replace the damaged landlord’s property as new;
  • pay for cost of replacing the damaged item as new;
  • pay the cost of repairing the item;
  • home is a domestic dwelling with its garages and domestic outbuildings.

 

Tenants Liability Insurance -6 Months: £55.00 Including fees and IPT

Premium is based on October 2019 and subject to change

6 Months Policy offers you up to a limit of £5000 for accidental damage for which you are legally responsible as a tenant whilst in the home situated in the United Kingdom noted on the schedule. Settlement can be repair or replacement. 

Exclusions

Excess £100.

  • Any other damage caused by Fire, Lightning, Earthquake, Storm, Flood, Theft, Attempted Theft, Malicious Act, Subsidence, Landslip and Heave is not insured.
  • Property must not be unoccupied for more than 30 days.
  • Does not cover a set/pairs/common design if only 1 in that set/pair damaged.
  • Damage to Motor vehicles etc are excluded.
  • Damage caused by domestic pets/insects & vermin not covered.
  • Please read policy for full information

 

Tenants Liability Insurance -12 Months: £75.00 Including fees and IPT

Premium is based on October 2019 and subject to change

12 Months Policy offers you up to a limit of £5,000 for accidental damage for which you are legally responsible as a tenant whilst in the home situated in the United Kingdom noted on the schedule. Settlement can be repair or replacement.

Exclusions

Excess £100.

Any other damage caused by Fire, Lightning, Earthquake, Storm, Flood, Theft, Attempted Theft, Malicious Act, Subsidence, Landslip and Heave is not insured. Property must not be unoccupied for more than 30 days. Does not cover a set/pairs/common design if only 1 in that set/pair damaged. Damage to Motor vehicles etc are excluded. Damage caused by domestic pets/insects & vermin not covered Please read policy for full information.

IMPORTANT: The insured property must be the policyholder’s main residence and must be within the United Kingdom, Channel Islands or the Isle of Man; The policyholder is a tenant of the home by virtue of a tenancy agreement

Contents Insurance

Our contents cover can range from clothing, computers, personal possession. Giving you the protection needed when living in a rented accommodation.

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